Buying a home or apartment in the Netherlands is one thing, but applying for a mortgage in the Netherlands is another matter that can be very difficult and stressful. With years of experience, financial experts TSS Mortgages are well aware of all the mortgage options available to expats in the Dutch market.
Get the house of your dreams with TSS Mortgages!
The mortgage market in the Netherlands is very well developed. There is a large selection of mortgage providers, so you need a little knowledge of how each type of mortgage works to choose between. Keep in mind that as an expat buyer, you may not have access to such a wide range of mortgage providers in the Netherlands.
Make your dream home a reality
Whether you are an EU citizen or a non-EU citizen, TSS Mortgages has the experience and opportunities to make your dream home a reality in the Netherlands. As an independent mortgage broker, they can compare multiple banks and their terms. They will always take into account your entire financial and personal situation as well as your requirements so that they can ensure that your immigrant mortgage in the Netherlands is as tailored as possible.
TSS Mortgages believes that even a few years after buying your home your mortgage should still satisfy you!
Should I go directly to the bank or use a mortgage broker?
You can apply for a mortgage directly at a Dutch bank or use the help of a mortgage broker. If you are not fully informed about what type of mortgage and interest rate is best for you, you should consider expert advice from a certified mortgage broker such as TSS Mortgages. This is especially true for expatriate buyers, whose opportunities are more limited.
At TSS Mortgages they will be happy to let you know and advise what options you have and what kind of mortgage will suit you best. TSS Mortgages has access to a large number of policies and offers from different banks, so can find the best deal for you. On the other hand, Dutch banks will only offer a certain range of products and interest rates, so conducting this kind of research on your own can take a long time. Let TSS Mortgages do the work for you!
Rising interest on mortgages
Recently, several banks have raised mortgage rates. These are small increments of a few hundredths. For some time now, mortgage interest rates on both the short and long term have been exceptionally low. Already last fall there was a slight increase. This increase now seems to be ongoing and is largely due to the recently increased market interest rate. De Nederlandsche Bank (DNB) previously pointed out that from this year, banks should use higher buffers, taking into account rising inflation and rising house prices.
Interested in expecting mortgage interest in the near future? TSS Mortgages financial experts are happy to discuss with you the options for your specific situation! Contact them now!